So, you want to buy a house. Your friends are all taking the plunge. You want to invest in your community, build a raised bed, and fence in a yard for your hypothetical-future dog.
Now what?
My clients all begin with a sit-down to answer exactly that question. Don’t worry, this meeting is meant to be an introduction to the process, not a sales pitch. The first step is to work together to develop a plan and timeline for your move. The more you know, the more informed decisions you will be able to make as you embark on the home buying process. Questions and a bit of confusion are totally normal at this point in the process.
But, how do I get a loan?
I’ll put you in touch with one of the best lenders in our area, who will help you compare your options based on credit score, finances, and price point. Worried about your credit? There are special products that cater to your needs. Have you compared the effect on your monthly payment at various down payments? More isn't always better. Are you terrified of PMI? These lenders are used to being used as a resource by my clients as part of developing a purchase plan. A successful home purchase is a team effort, so it is key that each involved party is organized and communicative.
Buying your first home can be a daunting proposition without an advocate by your side. As a buyer’s agent, my job is to help you find a house to make your home, negotiate on your behalf, and manage the details of the transaction to move as smoothly as possible to closing.
Reach out, let’s set up a time to chat.